The more weight you carry the more youll have to pay in premiums. That is because the insurer wants to know just how much risk it will be taking on if they offer you a policy. Carriers are looking for where you fall within height and weight guidelines to determine your premium costs. The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if your weight exceeds the maximum shown here use standard rates in calculating your quotes to get an idea. Insurance companies all have height and weight charts and limitations in order to be approved for coverage. Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class.
These are guidelines and may differ among life insurance companies. According to the centers for disease control cdc the average male in the us. His life insurance agent explains his weight and body fat details in a cover letter included with his life insurance application. However his body fat percentage is 7 far below the average body fat percentage for males. These are guidelines and may differ among life insurance companies. He is 59 and weighs 227 lb.
Height and weight chart for life insurance rate classifications. Recommendations for best life insurance companies for being overweight. Weight is another area of concern to insurers in your life insurance exam. Is 5 foot 9 inches tall and weighs 196 pounds. Thats outside the standard limits for life insurance approval. The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if.
Actual carrier build charts vary some more generous others more strict.
Gallery of Height Weight Requirements For Life Insurance
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