These are guidelines and may differ among life insurance companies. Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. Height and weight chart for life insurance rate classifications. Company 5 815 company 3. This is the cost of choosing the wrong company. Actual carrier build charts vary some more generous others more strict.
Recommendations for best life insurance companies for being overweight. Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. Is 5 foot 9 inches tall and weighs 196 pounds. Life insurance companies have been updating their underwriting guidelines to use bmi weight charts rather than the traditional heightweight chart. According to the centers for disease control cdc the average male in the us. That is because the insurer wants to know just how much risk it will be taking on if they offer you a policy.
The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if. These are guidelines and may differ among life insurance companies. Some life insurance companies such as lincoln national now publish both heightweight guidelines and bmi guidelines to determine your rate class. The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if. Weight and height is compared among companies for cost impact on life insurance premiums. Insurance companies all have height and weight charts and limitations in order to be approved for coverage.
Gallery of Life Insurance Underwriting Height Weight
